Roughly 25% of British travellers take to the skies (or the seas) without taking out travel insurance, according to data from ABTA… which can be a risky decision no matter where you’re going or what you’ll be doing when you get there.

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Provided you don’t have any pre-existing medical conditions your travel insurance could prove to be surprisingly cheap, but there are always a few things you can do to increase your odds of finding a great deal. Here are five, for starters.

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